Rather than have a personal bankruptcy on your own report, explore other options for getting debt free. If you own house and have equity, consider a debt debt consolidation loan agree with this the home as protection. Now you should only do this if you are secure in your employment. You do not need to put your home in danger. By using your home to secure a consolidation loan, you may be able to deduct the interest rate payments with regards to your income income taxes.
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When you file for bankruptcy, your credit score will be impacted negatively for seven to a decade.
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