We provide no guarantee, that there is any balance on cards you purchase. And we can not refund or replace a card for this reason. If card not verified by VISA security or 3D MC Protect we can not replace or refund it. We do not refund or replace cards with invalid address, state, city, ZIP, phone, DOB, SSN, MMN or name. If one of our checkers (LUX, 4Check, ...