The simplest definition of taking up the cross or dying to self is "the submission to the will of God". It requires submitting our will to God's purposes and plans. That is the only way to kill our old, sinful nature. We can't subscribe to a defeated mindset and expect a life of victory. Victorious living demands victorious thinking. In the words of legendary NFL coach Vince Lombardi, "It's not whether you get knocked down; it's whether you get up".
New Every great decision begins with planning. When you even decide the color gid=0 - docs.google.com, of your new car in advance, why not plan your budget. A wise car buyer never discounts the importance of planning. Calculate your income and expenses. Once you know the amount that you can spend on monthly payments, you will see things in a better light. It will help you to decide on the loan amount and the car as well.